First-Time Home Buyer Guide

Buying your first home is exciting—but it can also be overwhelming. This guide walks you through the key steps and tips to help make the process easier and more rewarding.

Step-by-Step Process

• 1. Get Pre-Approved: Know how much you can afford and strengthen your offer.
• 2. Define Your Needs: Consider location, type of home, budget, and lifestyle preferences.
• 3. Work with a Realtor: A trusted real estate agent will help you find and negotiate the right home.
• 4. Make an Offer: Your agent will help you submit a competitive offer and handle negotiations.
• 5. Close the Deal: Finalize financing, complete inspections, and prepare to move in.

Top Tips for First-Time Buyers

• Budget for closing costs (usually 1.5%–4% of the purchase price).
• Don’t max out your pre-approval—leave room for maintenance and lifestyle.
• Consider future needs: space, schools, commute, and resale potential.
• Take advantage of first-time buyer incentives and rebates in your province.

Need Personalized Guidance?

Every homebuying journey is unique. If you have questions or want help navigating the process, feel free to reach out—we’re here to help!

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